Monday, March 10, 2008
Hit and Run
I wrote this a few days ago...sorry I didn't post it sooner.
Well, I haven't mentioned the saga from the last 2 weeks or so and I think it is finally time to blog about it after the turns that it took today!
You see about 2 weeks ago we were at the post office when a lady came running in and asked who had the car with the GA tag and after no one answered her we asked if she meant a FL tag (yes, our car still has a FL tag and it is a good thing because we are heading back to FL soon, lol). Anyway, it was our car and she informed us that 2 guys in a plumbing truck side swiped us as they were pulling out of their parking spot. They got out, looked at the damage and then DROVE OFF! Yep...we got hit and they ran! GRRRRRRRRRRRRRR!!!!
Thankfully, the kind lady had the name of the plumbing company and their phone number off from the side of their truck. She also said she would gladly testify or give a testimony of what happened if we needed her to. She gave us her name and number and was very kind!
We asked a few people what action we should take and most agreed that we should file a report at the police station since it was a hit and run. It took two different trips to the police station to finally get someone to "help" us. They took the report and created a police file for it. When we asked what they were going to do they said that it was really hard to catch people like that and it would be better to just file a claim with our own insurance company and take it from there.
Since when did having a witness AND the phone number of the person who hit and run make it unlikely to catch the person who did it???? You just gotta LOVE Mississippi! GRRRRRRRRRRRRRRR!!!!!!
We followed the police "orders" and filed a claim with our insurance. It took 2 days of phone calls with the agent but finally got all the info. we needed. Our insurance rates are NOT going to be raised because it was not our fault! However, there is a $500 deductable that we must pay out of pocket even though it wasn't our fault. She made an appointment for us at the body shop for tomorrow morning at 8 am and arrangements for Enterprise to pick us up and give us a rental car until ours gets out of the shop. However, the $500 deductable will be paid to the body shop upon completion of the work. GRRRRRRRRRRR!!!!
She did say that she was going to try to call the witness and the plumbing company to see if they will give up their insurance information. The witness was very helpful and gave enough information for our agent to feel comfortable calling the plumbing company. The man who answered the phone happened to be the man that hit us and this was his response to being questioned about the hit and run (notice the spelling that reflects the Mississippi accent he had): "Weeeeeeell, Ah r'member dat day. Ah was leavin' da post offus and hurd me an awwwwwful sound and felt me a big ole' bump. Ah asked my buuuudy to luk'out da winder and see whut we done hit. He said he din't see nuttin' so ah jus' drove on off." Oh yes, he sure did!
Needless to say, he took the blame and gave up his insurance information. Thankfully he uses the same company as we do, so we didn't have to go through the whole claim process again. They just sent the claim our agent had filed over to his agent and kept all the arrangements the same EXCEPT the $500 deductable! PRAISE YE THE LORD!!
So, this saga is almost over. Tomorrow morning the car will go in the shop and we will get the rental car (hopefully it will all be uneventful). Then by the beginning of next week, the wheel well will not be peeled back, the dent will be gone and all the black scratches will be a thing of the past! WHEW, it has worn me out!
Well, I haven't mentioned the saga from the last 2 weeks or so and I think it is finally time to blog about it after the turns that it took today!
You see about 2 weeks ago we were at the post office when a lady came running in and asked who had the car with the GA tag and after no one answered her we asked if she meant a FL tag (yes, our car still has a FL tag and it is a good thing because we are heading back to FL soon, lol). Anyway, it was our car and she informed us that 2 guys in a plumbing truck side swiped us as they were pulling out of their parking spot. They got out, looked at the damage and then DROVE OFF! Yep...we got hit and they ran! GRRRRRRRRRRRRRR!!!!
Thankfully, the kind lady had the name of the plumbing company and their phone number off from the side of their truck. She also said she would gladly testify or give a testimony of what happened if we needed her to. She gave us her name and number and was very kind!
We asked a few people what action we should take and most agreed that we should file a report at the police station since it was a hit and run. It took two different trips to the police station to finally get someone to "help" us. They took the report and created a police file for it. When we asked what they were going to do they said that it was really hard to catch people like that and it would be better to just file a claim with our own insurance company and take it from there.
Since when did having a witness AND the phone number of the person who hit and run make it unlikely to catch the person who did it???? You just gotta LOVE Mississippi! GRRRRRRRRRRRRRRR!!!!!!
We followed the police "orders" and filed a claim with our insurance. It took 2 days of phone calls with the agent but finally got all the info. we needed. Our insurance rates are NOT going to be raised because it was not our fault! However, there is a $500 deductable that we must pay out of pocket even though it wasn't our fault. She made an appointment for us at the body shop for tomorrow morning at 8 am and arrangements for Enterprise to pick us up and give us a rental car until ours gets out of the shop. However, the $500 deductable will be paid to the body shop upon completion of the work. GRRRRRRRRRRR!!!!
She did say that she was going to try to call the witness and the plumbing company to see if they will give up their insurance information. The witness was very helpful and gave enough information for our agent to feel comfortable calling the plumbing company. The man who answered the phone happened to be the man that hit us and this was his response to being questioned about the hit and run (notice the spelling that reflects the Mississippi accent he had): "Weeeeeeell, Ah r'member dat day. Ah was leavin' da post offus and hurd me an awwwwwful sound and felt me a big ole' bump. Ah asked my buuuudy to luk'out da winder and see whut we done hit. He said he din't see nuttin' so ah jus' drove on off." Oh yes, he sure did!
Needless to say, he took the blame and gave up his insurance information. Thankfully he uses the same company as we do, so we didn't have to go through the whole claim process again. They just sent the claim our agent had filed over to his agent and kept all the arrangements the same EXCEPT the $500 deductable! PRAISE YE THE LORD!!
So, this saga is almost over. Tomorrow morning the car will go in the shop and we will get the rental car (hopefully it will all be uneventful). Then by the beginning of next week, the wheel well will not be peeled back, the dent will be gone and all the black scratches will be a thing of the past! WHEW, it has worn me out!
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